Living in a city with a high cost of living generally means spending more money on clothing, entertainment, food, and transportation. One of the most expensive costs that you will see is that of your housing. People tend to spend a large portion of their budget on housing each month, whether via rent or mortgage. If you are in need of low-income housing, finding a place that works for you in a city with a high cost of living can be like finding a needle in a haystack. Here are three tips to apply when searching for inexpensive housing in an expensive city. 

Look at new mixed-income housing first

When a city is expensive, lots of people jump at the opportunity to get low-income housing quickly. In order to find housing, you should look for new mixed-income housing, especially when it is still being built. Contractors will typically announce mixed-income housing as soon as they have a deal with the city. This gives you time to apply and enter any lottery or get on any list that is necessary to be approved for the housing. Apply as soon as the construction project announces an opening date to secure a spot for low-income housing. 

Check with the biggest management companies

Large management companies typically run a number of different apartment complexes and townhomes in a single city. Some of the apartment complexes may have spots for those who are in housing programs or those who have low income and are looking for tax credit housing. Calling or emailing the corporate or regional number for the management company will get you information about the housing complexes available within your city of interest and surrounding areas. Management companies can also forward you a list of qualifications that you will need for their housing communities. 

Work with a real estate agent

Real estate agents will all have some specialties. Work with a real estate agent that works in finding low-cost rentals or rentals for those with low income. A real estate agent with a specialty in low-income housing will be educated on all social programs within the city and state, so they will be able to help you find a rental that meets the standards of any programs that you participate in. Depending on the region, your real estate may also be able to help you figure out housing programs that you qualify for. If you are prepared to sign on a lease immediately, your real estate agent will be able to match you with an appropriate housing space or landlord that fits your needs. 

Get in touch with a low-income housing professional for more information.